Making Your First Investment With Under $1,000

Have you ever wondered what it’s like to be an “Investor”? Have you ever thought about dipping a toe into the stock market? As a New Grad, you have no doubt heard older employees discuss stocks, retirement funds, and other types of financial investments. These discussions can leave new employees feeling either intimidated by the [...]

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Creating a Monthly Budget

What is budgeting? That one chapter in that one book from that one course you took that one semester that you hoped you would never run into again? Many New Grads feel this way toward the idea of budgeting. That ought not be. Creating a monthly budget for yourself will allow you to accurately track income [...]

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Keeping Control of Your Budget During the Holidays

The holiday season is here once more! The “most wonderful time of the year”. Unfortunately this is also a time when many healthy financial habits are broken year after year. As New Grads, we are still getting our financial feet under us, so it’s extremely important that we not derail our savings goals over the [...]

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Homebuyer Financing 101: Fixed Rate and Adjustable Rate Mortgages

You’ve decided that you’re definitely going to become a new homeowner. You’re glued to the television each week that HGTV’s House Hunters airs. You’re busily thumbing through copies of something like the Showcase of Homes put out by your local realtor’s association and combing the “Homes For Sale” section of the local paper. Maybe you’re [...]

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Choosing The Right Real Estate Agent

You’ve found it. It’s right there, the perfect house. The neighborhood is up-and-coming, just like you. The school system is the best one in the area, the house is close to work, and you have fallen in love—hook, line, and sinker. You reach for your phone to dial the number for the agent listed on [...]

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To Buy Or Not To Buy

As a recent college graduate transitioning into the homeowner or rental marketplace, you can find yourself wondering if you should buy or rent. There are a lot of variables that come into play when making this decision, and you should consider all factors. Flexibility There is more flexibility in renting versus buying, especially if there [...]

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Good Intentions and the Lies We Tell Ourselves

We’ve all heard the oft-quoted proverb, “The road to hell is paved with good intentions.”. All to often, the message of that saying rings true. Now, although I do not believe I’m on a road toward “hell”, as I look back over the life since leaving college, I can see a number of good intentions [...]

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Following Up On Job Referrals

Have you ever submitted your resume to a company online and felt like you were simply casting it into a black hole?  Do you ever wonder if anyone is actually reading your application? There must be a better way to snag a job, right? Well, the truth is that online applications are becoming more the [...]

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3 Workplace Email Mistakes to Avoid

Email is a BIG DEAL in the modern workplace. Email can drive productivity, enable collaboration, and quickly disseminate important information throughout the organization. Unfortunately, email can also be a huge time-drain. In a previous post , I even share tips on how to save time when dealing with email. While it is important to save [...]

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How To Be More Confident At Work

As a “new guy” or “new gal” on the job, it can be difficult to feel confident about hardly anything. We are trying to learn our job, figure out who’s who, and keep from messing anything up beyond repair. It is very normal to feel that way, and below I have jotted down 5 quick [...]

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Where’s My Money Going? A Few Budgeting Tips That Work For Me

Budgeting is often thought of as a monthly endeavor. This makes sense because most important fixed expenses are billed on a monthly basis (rent, car payment, cable, etc). I have found that, for me, it makes sense to create weekly budgets instead, and below I’ll share why I do this. Maybe you can incorporate this [...]

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What’s a Credit Score

By now, most of us have dealt with credit in one form or another. You may have a credit card, you may have student loans, or you may have had to allow an apartment complex to check your credit score as a condition of being able to rent from them. But what exactly is a [...]

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