investors

Betterment: The Smart, Easy, Low-Risk Way to Begin Investing

Today, we are going to talk about a tool that makes investing painless, profitable, and fun. It’s called Betterment.com. I started investing with Betterment in January. I’m now 30 days in and ready to report some reasons why I think every single New Grad needs to have an account.

What is Betterment?

Betterment is an automated investing platform that allows you, the investor, to invest in a preselected assortment of stocks and bonds.

You simply tell Betterment what percentage of your money to put in stocks and what percentage to put in bonds. Betterment then automatically places your money into stocks and bonds as you directed.

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4 Moves To Reduce Credit Card Payments

As a credit card user, there may come a time when you have trouble making your monthly payments. If you’ve found yourself in this situation, read below for some tips on how you might lower your monthly debt payments:

Ask For A Lower Interest Rate
It may be hard to believe that a simple phone call could lower your interest rates by 5-10%, but once you’re no longer in college and you have a steady, full-time income, you may qualify for a lower interest rate.

Sometimes this lower rate is automatically applied to your account, but this is not always the case.

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6 Tips For Tackling Student Loans

According to the Federal Reserve Bank of New York, the average student loan balance in 2012 was just under $24,000, and 10% of borrowers owed above $58,000. If you borrowed money to attend college, pretty soon, it’ll be time to pay up. Paying back student loans can be intimidating, especially if you owe TENS of thousands of dollars. However, the best way to start is to make a plan and begin attacking them as quickly as possible. In this post, I’ll share a few tips on how to begin getting rid of your student loans:Hacker_Debt

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