4 Moves To Reduce Credit Card Payments

As a credit card user, there may come a time when you have trouble making your monthly payments. If you’ve found yourself in this situation, read below for some tips on how you might lower your monthly debt payments:

Ask For A Lower Interest Rate
It may be hard to believe that a simple phone call could lower your interest rates by 5-10%, but once you’re no longer in college and you have a steady, full-time income, you may qualify for a lower interest rate.more


6 Tips For Tackling Student Loans

According to the Federal Reserve Bank of New York, the average student loan balance in 2012 was just under $24,000, and 10% of borrowers owed above $58,000. If you borrowed money to attend college, pretty soon, it’ll be time to pay up. Paying back student loans can be intimidating, especially if you owe TENS of thousands of dollars. However, the best way to start is to make a plan and begin attacking them as quickly as possible. In this post, I’ll share a few tips on how to begin getting rid of yourmore


How to Recover From Bad Days At Work

Sometimes things just don’t go our way at the office. I get it. I felt that way this week. But after I took an evening to recover and recharge, I began thinking “how do I bounce back from this?”  We can’t stay down forever, nor should we. In every tough situation, there is a lesson for us to learn about ourselves, about people, and about the realities of the world. Below are some tactics that helped me recover from my tough week, and I hope they will come in handy for you asmore


How To Love What You Do Even If You Do Not Love Your Job

Entrepreneur Tim Ferris wrote a book called 4 Hour Work Week. This book inspired millions to see their careers differently, search for ways to start their own businesses, and escape the monotony of doing work that they did not love. In this book, Tim describes how at dinner parties he has a hard time answering the popular question “What do you do?”. This is because he has found ways to separate “What he does” from how he creates income. He creates income by running his businesses, but on any givenmore


2015 Financial Jumpstart: 5 Small Tips To Help You Do Better Financially Than You Did Last Year

Financial success is something that takes time and consistency to obtain. As a New Grad, you may be saddled with school debt, struggling to find a job, or trying to figure out how to control your new budget. If you are still learning the ropes of this “financial thing”, that’s okay. Do not pressure yourself to get it all together overnight, simply focus on doing better this year than you did last year. In this post we’ll talk about some ways you can make small financial improvements that will take you a few steps closer tomore


Running a Practice, Not Just Working A Job

Lately I’ve been reading a lot about entrepreneurship and business, and I’ve found a lot of parallels between running a business and being an awesome early-career employee.

When a small business owner tells you they run a Law practice or an Accounting practice, what are they saying? What’s the difference between having an occupation, and running s practice?

If you’ve got your own practice, you are not just an attorney or accountant. You have taken full responsibility for all aspects of their business.more


Importance of Being a Great Communicator in the Workplace

Effective communication skills will take you far as a New Grad in the workplace. An effective communicator can clearly articulate why he or she is the best fit for a job during an interview. An effective communicator can make lasting first impressions on colleagues and supervisors. An effective communicator organize a group of colleagues to work together and perform at a level they could not possibly achieve acting separately. A good communicator can clearly articulate complex information in a formmore


Minding Your Budget During the Holidays

The holiday season is here once more! The “most wonderful time of the year”. Unfortunately this is also a time when many healthy financial habits are broken year after year. As New Grads, we are still getting our financial feet under us, so it’s extremely important that we not derail our savings goals over the holidays. Below are 3 ways I’ve found to keep my budge intact during the holidays. Try them out yourself over the next few weeks!

Set a firm budget and stick tomore


Homebuyer Financing 101: Fixed Rate and Adjustable Rate Mortgages

You’ve decided that you’re definitely going to become a new homeowner. You’re glued to the television each week that HGTV’s House Hunters airs. You’re busily thumbing through copies of something like the Showcase of Homes put out by your local realtor’s association and combing the “Homes For Sale” section of the local paper. Maybe you’re even going online and looking throughmore


Choosing The Right Real Estate Agent

You’ve found it. It’s right there, the perfect house. The neighborhood is up-and-coming, just like you. The school system is the best one in the area, the house is close to work, and you have fallen in love—hook, line, and sinker. You reach for your phone to dial the number for the agent listed on the sign in the front yard…
Hold up just a moment. Understand that a real estate agent can be your greatest asset inmore